Dhanalakshmi Bank Bike Loan
Dhanalakshmi Bank Two Wheeler Loan:
An attractive finance scheme designed to enable applicants eligible as per Dhanalakshmi Bank Two Wheeler Loan eligibility criteria to purchase two-wheelers, loan is offered at a pre-determined Dhanalakshmi Bank Two Wheeler Loan rate of interest.
Dhanalakshmi Bank Two Wheeler Loan Interest Rate:
Loan scheme is designed so as to ease burden of repayment on borrower:
- Thus, applicable Dhanalakshmi Bank Two Wheeler Loan rate is such that amount of EMIs begin at Rs.27 / 1000
- Effective interest rate is at 13.50% per annum
- Above Dhanalakshmi Bank Two Wheeler Loan rate is based on floating system of interest rates.
Dhanalakshmi Bank Two Wheeler Loan Eligibility Norms:
Following are persons eligible to be extended loan at a Dhanalakshmi Bank Two Wheeler Loan interest rate:
- Salaried persons who are permanent employees with government concerns, companies that are registered and reputed, PSUs, recognized educational institutions etc.
- Non-salaried applicants, such as self-employed businessmen, traders and entrepreneurs, professionals, such as doctors, engineers, MBAs, CAs etc.
Quantum Of Dhanalakshmi Bank Two Wheeler Loan:
- Maximum amount of loan that may be extended at Dhanalakshmi Bank Two Wheeler Loan rate, is equal to Rs.60, 000
- Actual amount of loan that may be disbursed is calculated on the basis of repayment capacity and model and make of two-wheeler to be acquired.
- Thus, loan quantum that would be disbursed at Dhanalakshmi Bank Two Wheeler Loan interest rate is at the discretion of bank.
- Margin is required up to 20% on loan amount.
Procedure To Be Followed While Applying For Dhanalakshmi Bank Two Wheeler Loan:
Applicants eligible under Dhanalakshmi Bank Two Wheeler Loan eligibility criteria, specified by bank for suitability of loan may be able to apply:
- Online: by visiting official website of bank and logging on to the concerned product page.
- Offline: by visiting nearest branch of bank, where they would be guided by dedicated relationship managers about proper procedure to be followed.
- Documents to be submitted are as follows:
a) Identity proof
b) Residential proof
c) Age proof
d) Proof of income / salary as per profile of borrower as per Dhanalakshmi Bank Two Wheeler Loan eligibility norms.
e) Bank statement of last 6 months
f) PDCs of amount of EMI
g) Application form that has been duly filled-in
Tenure Of Dhanalakshmi Bank Two Wheeler Loan:
Loan has repayment tenure that ranges from 1 year to over 4 years, depending on individual profile of borrower as per Dhanalakshmi Bank Two Wheeler Loan eligibility conditions.
Repayment Of Dhanalakshmi Bank Two Wheeler Loan:
- Borrowers who were extended loan at Dhanalakshmi Bank Two Wheeler Loan interest rate have the option of repaying in a minimum of 12 and a maximum of 48 equated monthly installments.
- They may opt to repay loan either through PDCs, ECS or through SI
Prepayment Charges Of Dhanalakshmi Bank Two Wheeler Loan:
- Customers of loan at Dhanalakshmi Bank Two Wheeler Loan rate are free to pre-pay entire amount without having to incur any charges.
- No other hidden charges are either levied over and above Dhanalakshmi Bank Two Wheeler Loan interest rate.
Product Page URL Of Dhanalakshmi Bank Two Wheeler Loan: you may avail of any kind of further information by visiting link at:http://www.dhanbank.com/personal/auto_loans.aspx
Branch Office Address (In Table):
City
|
Branch
|
Address
|
Phone number
|
Delhi
|
PUNJABI BAGH
|
37, CLUB ROAD, WEST PUNJABI BAGH,
NEW DELHI - 110 026
|
-
|
Mumbai
|
CHEMBUR
|
DOOR NO:1,2,3GROUND FLOOR, URMILA COMPLEX,32 STATION AVENUE ROAD, CHEMBUR, MUMBAI 400071
|
022-25285760
|
Kolkata
|
BRABOURNE ROAD
|
15 PORTUGUESE CHURCH STREET, SHAHEED NITYANAND SAHA SARANI, KOLKATA - 700 001.
|
9674165244
|
Chennai
|
MOUNT ROAD
|
P.B.NO.359 163,OM SAKTHI TOWER ANNA SALAI CHENNAI
|
044-28600458
|
